Sign Up for Our Newsletter:
Email: (required)

Are You a Member? (required)

Product

First Name(required)

Last Name(required)



Personal

 

Promotional Rates

We believe in family, and we believe in you! We hear you. And we respect you. That’s what family does.

Great rates and the best in loan products!

Rates current as of 03-10-15

Auto Loan Promotion1

Term
Annual Percentage Rate (APR)
up to 36 months1.34%
up to 60 months2.09%
up to 96 monthsCall for great rates!
1APR = Annual Percentage Rate. Eligibility for the lowest rate which is stated above is based on credit worthiness, ability to repay, credit score, term of loan, and year of vehicle. Minimum loan amount of $7,500 to qualify for lowest advertised rate of 1.34% APR. Members with existing Power Financial Credit Union auto loans will pay $350 when rate is being lowered. Interest rates include a .25% discount for automatic payment from your CU account. Other conditions may apply. Rates are subject to change at any time.
 

Mortgage Promotions

Promotions
1. Only 10% down payment for First Mortgage Loans. 1
2. New Affordable and Secure 5/5 Adjustable Rate Mortgage. 2
View our mortgage rates today!3
1Applicable for first mortgage loans with maximum loan amount of $417,000. Adjustable rate mortgage products do not qualify. Member must provide 10% down payment plus closing costs for purchase or 10% equity in home for refinance. Other conditions may apply.
2Rate is variable with a periodic cap of 2 percentage points every 5 years with a lifetime maximum cap of 5%.
3Applicable for first mortgage loans with maximum loan amount of $417,000. Can be used for purchase or refinance. Power XPress First Mortgage Refinance does not qualify.

Home Equity Promotion1

 
Max LTV
Term
Rate
Home Equity Accumulator275%5-15 yearsVariable rates between 4.625% - 6.125%
75%20 yearsVariable rates between 5.125% - 6.625%
Home Equity Hybrid - 1st Lien80%3 years fixed rate
Up to 15 yrs to repay
Fixed Rate as low as 4.99%. Then variable rate starting as low as Prime
80%4 years fixed rate
Up to 15 yrs to repay
Fixed Rate as low as 5.49%. Then variable rate starting as low as Prime
80%5 years fixed rate
Up to 15 yrs to repay
Fixed Rate as low as 5.99%. Then variable rate starting as low as Prime
Home Equity Hybrid - 2nd Lien75%3 years fixed rate
Up to 15 yrs to repay
Fixed Rate as low as 4.99%. Then variable rate starting as low as Prime
75%4 years fixed rate
Up to 15 yrs to repay
Fixed Rate as low as 5.49%. Then variable rate starting as low as Prime
75%5 years fixed rate
Up to 15 yrs to repay
Fixed Rate as low as 5.99%. Then variable rate starting as low as Prime
Home Equity Line of Credit370%Variable rates as low as 2.75% APR
1Home Equity Promotion ends March 31, 2015. Eligibility for the lowest rate is based on loan to value (LTV), credit worthiness, ability to repay, credit score, and term of loan. Rates are subject to change at any time. Other conditions may apply. Interest rates include a .25% discount for automatic loan payment transfer from your Credit Union account.
2The maximum loan amount for the Home Equity Accumulator Loan is $250,000. For a Home Equity Accumulator Loan of $50,000 at 4.50% over 15 years you would make 180 payments of $382.57. The estimated Credit Union and third party fees for a Home Equity Accumulator Loan are $1,343.75.
3Minimum line of credit is $10,000. Immediate usage is $10,000.
Special Offer Image 225x139_0013_Murphy_WEB_power3717

Apply for a Loan Today (Auto, Mortgage or Home Equity)

We have loans to meet your every financial need.
Special Offer Image 225x139_0057_Castellano_WEB_power1777

Online Banking

Stay connected. Get fast, convenient access.
Special Offer Image 225x139_0044_Igy_WEB_power1043

Apply for a fixed-rate Mortgage

Purchase your new home with only ten percent down payment!