First-Time Home Buyer FHA Alternative

Uniquely suited to the needs of first-time home buyers, inquire about this dream loan for your dream home!
Mortgage Loans
- Adjustable Rate Mortgage (ARM)
- 5/5 Adjustable Rate Mortgage (ARM)
- EZ Jumbo Mortgage
- FHA Mortgage Loan
- First-Time Home Buyer FHA Alternative
- Fixed-Rate Mortgage
- Power XPress First Mortgage Refinance
- Real Estate Services
- Reverse Mortgage
- Veterans Mortgage
- Residential Investment Property
- New Home Loan Offer
Minimum 10%cash down payment required!
Purchasing a new home is exciting. At Power Financial Credit Union, we understand that it’s more than just an investment – it’s a place to call home.
Finding the right mortgage is just as important as finding the right home. That’s why we are introducing a new loan, the First-Time Home Buyer FHA Alternative.
Features and Benefits:
- Only 10% minimum cash down payment required
- Variety of terms available.
- Loans from $50,000 through $417,000
If you or your spouse do not have present ownership interest in a principal residence during the last 3 years, the First Time Home Buyer FHA Alternative may be the key to your new home.
Calculators
Note: You will need the Java software to view the financial calculators. If you do not have Java enabled, you can download it for free by clicking on the icon.

Apply Now
- Apply online
- Call us at 954.538.4400, 305.258.1000 or 800.548.5465
- Stop by one of our branch locations
- View our current rates
