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Adjustable Rate Mortgage (ARM)

Need assistance deciding if an ARM makes financial sense when getting a home loan? Let our experienced mortgage advisors help.

Great choice if you plan on selling!

Are you looking for a mortgage loan that offers flexibility? Our adjustable rate mortgages may be the answer for you. Adjustable rate mortgages are fixed rate for an initial period and then adjust after that. This type of mortgage is a great choice if you plan on selling or refinancing your home in a few years.

Features and Benefits:

  • Initial rate is lower than conventional mortgage
  • Choose from 3, 5, 7, or 10 year options*
  • Intangible tax fee waived for Credit Union members

Payments are conveniently deducted through payroll allocation or transferred automatically from a Power Financial Credit Union savings or checking account.


Note: You will need the Java software to view the financial calculators. If you do not have Java enabled, you can download it for free by clicking on the icon.
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* Adjustable rate mortgages are only applicable for loans financed for $417,000 or less. Lifetime cap of 6% and periodic cap of 2%. Floor rate is equal to initial rate.
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Save Thousands in Closing Costs with PFCU Mortgage

Learn how today from our loan experts! Get started now.
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Power XPress First Mortgage Refi 

Nice! A little extra savings each month!