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Personal Mortgage Loans

Family is everything! This is why we want you to get the best home loan available for your dream home! Our experienced reps are here to help.

We’ll help you find the right loan for your home.

Adjustable Rate Mortgage (ARM)

This mortgage offers a low initial rate which is perfect if you plan on selling or refinancing.

  • Flexible terms
  • Tax benefits

Learn More!

5/5 Adjustable Rate Mortgage (ARM)

An affordable home financing option that offers flexibility and security

  • Interest rate adjustments only every 5 years
  • Intangible tax fee waived for Credit Union members

Learn More!

EZ Jumbo Mortgage

Historically low rates make this the perfect time to purchase or refinance your dream home. Apply today!

  • Up to 80% financing
  • No PMI required

Learn More!

FHA Mortgage

The Federal Housing Administration (FHA) loan is an ideal option for those with less than perfect credit.

  • Seller can contribute
  • Government insured

Learn More!

First Time Home Buyer FHA Alternative

We’ll walk you through the process of buying your first home.

  • Reduced closing costs
  • Various terms available

Learn More!

Fixed Rate Mortgage

Never worry about rising interest rates with a fixed rate mortgage. Plus, plan your budget with a monthly payment.

  • Various terms available
  • Tax benefits

Learn More!

Power X-Press First Mortgage Refinance

Lower your monthly payment by refinancing your home. No mortgage insurance is required.

  • Up to 85% financing
  • Various terms available

Learn More!

Real Estate Services

Did you know we can help you find your dream home? Plus, you’ll get a rebate on the realtor commission.

  • Access to MLS database
  • Certified agent to help you

Learn More!

Residential Investment Property

We have fantastic financing options available for investment properties.

  • Up to 75% financing
  • Various terms available

Learn More!

Reverse Mortgage

If you’re looking for extra cash to supplement your income, a reverse mortgage could help. It’s safe and versatile.

  • Tap into your home’s equity
  • You retain 100% title to property

Learn More!

Veterans Mortgage

We’re making it easier than ever for service men and women to buy a home. Because no one deserves it more!

  • No down payment
  • No PMI required

Learn More!

*Closing costs can be added to principal balance financed. Applicable for mortgage refinances only. Other conditions and qualifications may apply.
**Applicable for first mortgage loans with maximum loan amount of $417,000. Adjustable rate mortgage products do not qualify. Member must provide 10% down payment plus costing costs for purchase or 10% equity in home for refinance. Other conditions may apply. ***Rebate is available to buyers who close on a home using realtor referred by Power Financial Credit Union. Rebate is calculated at 20% of the referred realty company’s commission. Home buyers must receive mortgage loan through Power Financial Credit Union and sales price  of the home must be $100,000 or greater in order to qualify for the rebate. The corresponding rebate from the real estate agent’s commission will be credited at the loan closing. Realtor’s commission rate may vary.