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Hybrid Home Equity Line of Credit

You’ve worked hard for your home. Now let your home work for you. Feel at peace knowing you’ll have money at your fingertips when you need it.

Fund almost any financial need!

Whether rates are on the rise or hitting record lows, our Hybrid Home Equity Line of Credit Loan (open-end) is a great way to make the best of any interest-rate environment.

Features and Benefits:

  • Fixed rate for the first 3, 4, or 5 years and then switches to a variable rate tied to Prime.  Payment amount will adjust automatically.
  • Home Equity Loan checks are available upon request.  Simply write a check whenever you need an advance.
  • When you make your monthly payments, the funds become available again without submitting another application and paying all the loan fees again
  • Pay no closing costs*
  • Maximum financing is 80% Loan-to-Value (LTV)
  • Minimum Line of Credit $10,000
  • Interest may be tax-deductible**

Don’t put your plans off any longer. Make those home improvements or consolidate your debt.


Note: You will need the Java software to view the financial calculators. If you do not have Java enabled, you can download it for free by clicking on the icon.
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 Apply for a Hybrid Home Equity Line of Credit Loan Today!

*Credit Union pays up to $800 toward closing costs on new lines and refinances (1st position) and up to $400 (2nd position). Member will reimburse the Credit Union if loan is closed within 36 months. 
**Consult your tax advisor.
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