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Personal

 

Fixed-Rate Mortgage

Plan to own your home for a very long time? Our fixed-rate mortgage loans offer the stability for the life of your loan. Inquire today.

Perfect loan for budget planning!

Fixed-rate mortgages have a set interest rate for the life of the loan.  You never have to worry about your interest rate going up because you have a fixed monthly payment amount. You’ll always know what your budget expenses and your disposable income are each month. A Fixed-Rate Loan makes budget planning so much easier and is great if you want a consistent payment over the life of your mortgage.

Features and Benefits:

  • We are now offering up to 90% financing*
  • Fixed terms available of 10, 15, 20, or 30 years
  • All closing costs may be incorporated into loan**
  • Intangible tax fee waived for Credit Union members

Payments are conveniently deducted through payroll allocation or transferred automatically from a Power Financial Credit Union savings or checking account.

Calculators

Mortgage Home Loan

Note: You will need the Java software to view the financial calculators. If you do not have Java enabled, you can download it for free by clicking on the icon.
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* Applicable for first mortgage loans with maximum loan amount of $417,000. Adjustable rate mortgage products do not qualify. Member must provide 10% down payment plus costing costs for purchase or 10% equity in home for refinance. Other conditions may apply. Payments are conveniently deducted through payroll allocation or transferred automatically from a Power Financial Credit Union savings or checking account.
** Closing costs can be added to principal balance financed. Applicable for mortgage refinances only. Other conditions and qualifications may apply.
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Save Thousands in Closing Costs with PFCU Mortgage

Learn how today from our loan experts! Get started now.
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Online Bill Pay 

Save time & money - an easy way to track and pay bills.